California's Medicare Advocate

Medicare, made simple.

We help seniors across Riverside County and all of California compare Medicare Advantage and Medicare Supplement plans side by side β€” with honest guidance, plain language, and no cost to you.

Licensed in California
Independent Agent
No-Cost Consultation

Get Your Free Quote

Tell us a little about you and we'll reach out within one business day.

πŸ”’ Your information stays private and is never sold.

πŸŽ–οΈ CA License #4494805
πŸ“‹ Multiple Carriers Compared
βš–οΈ Independent Agent β€” Multiple Carriers
πŸ’° No Cost for Our Services

What We Offer

Two paths to better coverage

Every Californian's health situation is different β€” and so is every county's plan lineup. We’ll walk you through both options so you can make an informed choice about what fits your needs.

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Medicare Advantage

Part C β€” An all-in-one alternative to Original Medicare

  • Combines Part A, Part B, and often Part D in one plan
  • May include dental, vision, and hearing benefits
  • Low or $0 monthly premiums on many plans
  • Extras like OTC allowances and gym memberships
  • Plan options in most California counties
Compare Advantage Plans β†’
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Medicare Supplement

Medigap β€” Fills the gaps Original Medicare doesn't cover

  • Covers copays, coinsurance, and deductibles
  • See any doctor who accepts Medicare β€” nationwide
  • Standardized plans (Plan G, Plan N, and more)
  • Predictable out-of-pocket costs every month
  • No lifetime networks β€” coverage travels with you
Compare Supplement Plans β†’

Prefer to browse on your own? Shop and compare plans online β†’

New to Medicare? Download our free plain-English Medicare guide (PDF) β†’

The Process

From question to coverage in three easy steps

We do the heavy lifting. You make the decision you feel good about.

01

Tell Us About You

We start with a short, no-pressure conversation about your doctors, medications, and what coverage means most to you.

02

We Compare Plans

We shop plans from the top carriers available in California and present you with honest side-by-side options.

03

Enroll with Confidence

We handle the paperwork and stay available year-round if your needs change or questions come up.

Why Choose Us

An advocate in your corner

We’re here to help you understand your options and make informed decisions about your Medicare coverage.

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Local California Expertise

We understand California’s Medicare landscape β€” including county-specific plans, provider networks, and coverage details that may affect your choices.

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Independent Guidance

We are independent insurance agents representing multiple Medicare plans. We help you compare options to find coverage that fits your needs.

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Year-Round Support

Our support doesn’t end after enrollment. We’re available to answer questions, review your options during eligible enrollment periods, and provide ongoing guidance.

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No Cost for Our Services

There is no cost to you for our services. We may be compensated by insurance carriers if you choose to enroll in a plan.

California seniors deserve better.

Medicare has more than 30 plan options in most California counties. Sorting through them alone is overwhelming. That's exactly what we're here for.

30+Plan options in most CA counties
$0Cost to you for our service
AEPAnnual enrollment: Oct 15 – Dec 7
CAIndependent agency representing multiple carriers
David, founder of DS Medicare Solutions

Your Agent

Hi, I'm David

I founded DS Medicare Solutions to give Californians a better experience navigating Medicare. As an independent agent representing multiple carriers, my goal is to help you compare your options and find coverage that fits your health needs and your budget. I work one-on-one with every client, explain everything in plain language, and stay available anytime you need me.

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CA Insurance License #4494805
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714-735-4372
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Based in southwest Riverside County β€” serving all of California

Common Questions

Medicare questions, answered

Straight answers to the questions we hear most from Riverside County seniors.

What is the difference between Medicare Advantage and Medicare Supplement (Medigap)?
Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare that often includes drug coverage and extras like dental and vision, and uses provider networks. Medicare Supplement (Medigap) works alongside Original Medicare to cover copays, coinsurance, and deductibles, and lets you see any doctor nationwide who accepts Medicare. The right fit depends on your doctors, prescriptions, budget, and travel habits β€” that comparison is exactly what we help with.
Does it cost anything to work with a Medicare insurance agent?
No. There is no cost to you for our services, and your premium is the same whether you enroll through an agent or directly with the carrier. We may be compensated by insurance carriers if you choose to enroll in a plan.
When can I enroll in or switch Medicare plans?
Most people can make changes during the Annual Enrollment Period, October 15 through December 7. Depending on your situation, you may also qualify for other enrollment periods β€” such as your Initial Enrollment Period around your 65th birthday, or a Special Enrollment Period after certain life events like moving or losing other coverage. We can help you figure out which windows apply to you.
I'm turning 65 soon. When should I start looking at plans?
Your Initial Enrollment Period lasts 7 months: the 3 months before your birthday month, your birthday month, and the 3 months after. Starting 2–3 months before you turn 65 gives you time to compare options without pressure β€” and helps you avoid late-enrollment penalties.
What areas do you serve?
We're based in southwest Riverside County. In-person appointments are available anywhere in Riverside, San Diego, Orange, or Los Angeles Counties, and we can help anywhere in California by phone.

Get In Touch

Ready to find the right plan?

Whether you're turning 65, retiring, or just not happy with your current plan β€” we're ready to help. Reach out any way that works for you.

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Call: 714-735-4372
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Text: 714-349-5447
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Serving Murrieta, Temecula, Menifee, Hemet & all of California
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Available anytime β€” call or text

Shop Plans Online β†’

Send Us a Message

Privacy Policy

Effective date: July 20, 2026

DS Medicare Solutions ("we," "us," or "our") respects your privacy. This policy explains what information we collect through this website, how we use it, and the choices you have. This website is operated from California and is intended for California residents.

Information We Collect

When you fill out a form on this website, we collect the information you choose to provide, which may include:

We do not collect Social Security numbers, Medicare numbers, or detailed health information through this website.

How We Use Your Information

By submitting a form, you are requesting that a licensed insurance agent contact you about Medicare insurance options.

We Do Not Sell Your Information

We do not sell, rent, or trade your personal information to third parties, and we do not share it with other marketers or lead-generation companies.

When We Share Information

We only share your information in limited circumstances:

Cookies & Analytics

This website does not use advertising cookies or tracking pixels. If that changes in the future β€” for example, if we add analytics or advertising measurement β€” we will update this policy.

How Long We Keep Information

We keep inquiry information as long as needed to serve you and to meet insurance record-keeping requirements under California law.

Your Choices & Rights

You may contact us at any time to:

To make any of these requests, call 714-735-4372, text 714-349-5447, or email david@dsmedicare.com.

Children's Privacy

This website is intended for adults and is not directed at anyone under 18. We do not knowingly collect information from minors.

Changes to This Policy

If we update this policy, we will post the revised version on this page with a new effective date.

Contact Us

DS Medicare Solutions
CA Insurance License #4494805
Phone: 714-735-4372
Email: david@dsmedicare.com

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